How to Relocate to Canada: Visa, Cost, and Everything You Need to Know


1. Why Move to Canada?

Canada is one of the most popular destinations for expats due to its high quality of life, strong economy, and welcoming attitude toward immigrants. The country offers a wealth of opportunities for those seeking better job prospects, high-quality education, free healthcare, and a safe environment to raise a family.

Key benefits of moving to Canada include:

  • Diverse and multicultural society.
  • Access to universal healthcare.
  • High-quality education and globally recognized universities.
  • A strong, stable economy with many job opportunities.
  • Pathways to permanent residency and citizenship.

2. How to Move to Canada: Visa Options

To move to Canada, U.S. citizens and other foreign nationals need a valid visa or permit. There are several visa options depending on your reason for relocating, such as work, study, or family. Here are the most common immigration programs:

1. Express Entry

The Express Entry system is one of the fastest ways for skilled workers to move to Canada. It is a points-based immigration system that manages applications for three federal immigration programs: the Federal Skilled Worker Program (FSWP), Federal Skilled Trades Program (FSTP), and Canadian Experience Class (CEC).

  • Eligibility: Based on factors like age, work experience, education, and language skills (English or French).
  • Process: Submit an Express Entry profile and receive an Invitation to Apply (ITA) if you rank high enough.
  • Processing time: Typically takes 6 months from the time of receiving an ITA.

2. Provincial Nominee Program (PNP)

The Provincial Nominee Program (PNP) allows provinces and territories to nominate individuals who wish to live and work in a specific province. Each province has its own criteria based on local labor market needs.

  • Eligibility: Must have skills or experience that match the needs of the province.
  • Process: Apply directly to the province and, if nominated, submit your application for permanent residency.
  • Processing time: 12 to 18 months, depending on the province and stream.

3. Family Sponsorship

If you have a family member who is a Canadian citizen or permanent resident, they can sponsor you for permanent residency. Family sponsorship applies to spouses, common-law partners, dependent children, parents, and grandparents.

  • Eligibility: The sponsor must meet financial requirements and commit to supporting the family member.
  • Process: The sponsor applies to sponsor you, and you submit a permanent residency application.
  • Processing time: 12 to 24 months, depending on the relationship.

4. Study Permit

If you’re moving to Canada to pursue higher education, you’ll need a Study Permit. Canada is home to many world-class universities like McGill University, the University of Toronto, and the University of British Columbia.

  • Eligibility: Must be accepted into a Designated Learning Institution (DLI) in Canada.
  • Process: Submit proof of acceptance and show that you can support yourself financially during your studies.
  • Post-Graduation Work Permit (PGWP): After completing your studies, you may qualify for a PGWP, allowing you to work in Canada and eventually apply for permanent residency.
  • Processing time: 4 to 6 months.

5. Temporary Work Permit

For those moving to Canada for employment, the Temporary Work Permit is the best option. This visa allows you to work for a Canadian employer for a specific period.

  • Eligibility: Requires a valid job offer and Labour Market Impact Assessment (LMIA) approval, unless you fall under an LMIA-exempt category.
  • Process: Apply for a work permit after receiving a job offer from a Canadian employer.
  • Processing time: 1 to 6 months, depending on the job and visa stream.

3. Eligibility Requirements to Move to Canada

Before applying for any Canadian visa, it’s essential to ensure that you meet the eligibility criteria. Here are the general factors considered in most immigration programs:

  • Language proficiency: Applicants must demonstrate proficiency in English or French by taking language tests like IELTS (for English) or TEF (for French).
  • Educational qualifications: Depending on the visa program, you may need to have your education credentials evaluated by a recognized organization like WES (World Education Services).
  • Work experience: Skilled worker visas require proof of relevant work experience in your field.
  • Proof of funds: You must demonstrate that you have enough money to support yourself and any family members during your stay in Canada. The amount depends on your family size and the visa program.

4. How Much Does it Cost to Move to Canada?

Moving to Canada involves several costs, including visa fees, travel expenses, and settlement funds. Here’s a breakdown of the common costs you’ll encounter:

1. Visa Application Fees

  • Express Entry application: CAD $1,365 per applicant (including CAD $500 for the right of permanent residence fee).
  • Provincial Nominee Program (PNP): Varies by province but is generally CAD $1,365 per applicant.
  • Study Permit: CAD $150.
  • Work Permit: CAD $155.
  • Family Sponsorship: CAD $1,080 for sponsoring a spouse or partner.

2. Proof of Settlement Funds

For immigration programs like Express Entry, you must show proof of funds to support yourself and your family. As of 2024, the minimum required settlement funds for a single person are CAD $13,757, with additional funds needed for each family member.

3. Travel and Moving Expenses

  • Airfare: A one-way flight from the US to Canada typically costs USD $300 to $800, depending on the season and destination.
  • Moving costs: Hiring a moving company can cost between USD $2,000 to $5,000, depending on the amount of belongings and distance.

4. Initial Living Expenses

You should have enough savings to cover the first 3 to 6 months of living expenses while you settle in. This includes:

  • Rent: Rent for a one-bedroom apartment in cities like Toronto or Vancouver ranges from CAD $1,500 to $2,500 per month.
  • Utilities: Expect to pay CAD $100 to $200 per month for electricity, heating, and water.
  • Groceries: Monthly grocery costs are typically CAD $200 to $400 for one person.

5. Finding Housing in Canada

Finding housing is one of the most important tasks when moving to Canada. Depending on your budget, you can either rent or buy property. Major cities like Toronto, Vancouver, and Montreal are popular among expats, though housing can be more expensive in these urban areas.

Renting in Canada

  • Short-term rentals: Ideal for new arrivals until you settle in. Look for rental platforms like Airbnb, Rentals.ca, or Kijiji.
  • Long-term rentals: Average rental prices vary depending on the city. A one-bedroom apartment in Toronto costs around CAD $1,800 to $2,500 per month, while in smaller cities like Winnipeg, rent may be as low as CAD $1,000.

Buying a Home in Canada

If you’re planning to stay in Canada long-term, buying property may be a better option. However, real estate prices in cities like Toronto and Vancouver are high, with average home prices exceeding CAD $1 million in these areas.


6. Healthcare in Canada

One of the key benefits of moving to Canada is access to universal healthcare through the Canadian public healthcare system. As a permanent resident, you’ll be eligible for free healthcare services, including doctor visits, hospital care, and emergency services.

Each province administers its own healthcare program, so you’ll need to register with your provincial healthcare provider once you arrive. Keep in mind that you may need private health insurance to cover any services not included in the public system, such as dental care, vision care, or prescription medications.


7. Education System in Canada

Canada’s education system is one of the best in the world, offering free public schooling for children and access to top universities. If you’re moving to Canada with children, they can attend free public schools up to the age of 18.

For those pursuing higher education, Canada is home to globally ranked universities like:

  • University of Toronto.
  • University of British Columbia.
  • McGill University.

International students may be eligible for the Post-Graduation Work Permit (PGWP), allowing them to stay and work in Canada after completing their studies.


8. Tips for Settling in After Moving to Canada

Here are some essential tips to help you settle into life in Canada smoothly:

  • Learn about Canadian culture: Canadians are known for being polite and friendly. Take the time to understand local customs, such as standing in line (queueing) and being punctual.
  • Get a Social Insurance Number (SIN): You’ll need a SIN to work in Canada and access government services. Apply for it shortly after arriving.
  • Open a Canadian bank account: Having a local bank account will make managing finances easier. Major banks include RBC, TD Bank, and Scotiabank.
  • Explore your new city: Canada is known for its beautiful nature and diverse cities, so take the opportunity to explore your surroundings.

Conclusion

Moving to Canada is an exciting opportunity, offering a high quality of life, job prospects, and a welcoming environment for immigrants. By understanding the various visa options, eligibility requirements, and costs, you can plan your move successfully. Whether you’re moving for work, family, or study, Canada offers a wide range of immigration pathways to help you build a new life in one of the world’s most diverse and prosperous countries.