1. What Are Motorcycle Accident Claims?
Motorcycle accident claims are legal cases brought by riders or pillion passengers injured in road collisions due to another party’s negligence. Because motorcyclists are more exposed than other road users, even low-speed crashes can cause serious injuries.
If you’ve been hurt in a motorbike accident that wasn’t your fault, you have the right to seek compensation for your injuries, damage to your bike, and financial losses.
2. Common Causes of Motorcycle Accidents
Many motorcycle accidents are caused by other road users failing to notice or respect motorcyclists. Typical causes include:
- Vehicles turning across a motorbike’s path
- Rear-end collisions at traffic lights
- Dangerous overtaking
- Poorly maintained roads or potholes
- Distracted or impaired drivers
- Door-opening incidents in traffic
Whether the fault lies with a car driver, pedestrian, or local authority, you may be eligible to claim.
3. Injuries Commonly Claimed for in Motorbike Accidents
Because of limited protection, motorcycle injuries tend to be more severe. Common injuries include:
- Broken bones and fractures
- Road rash, lacerations, and bruises
- Head and brain injuries (even with a helmet)
- Spinal injuries
- Internal trauma
- Psychological damage such as PTSD
Even relatively minor injuries can disrupt your daily life and finances—both of which can be included in your claim.
4. What Can You Claim for in a Motorcycle Accident?
Your motorcycle accident claim can include:
- General damages: For pain, suffering, and impact on your quality of life
- Special damages: For financial losses, such as:
- Medical treatment and rehabilitation
- Lost earnings and future income
- Damage to your motorcycle, helmet, or gear
- Travel costs
- Ongoing care and therapy
A solicitor ensures all your losses are assessed so you get the full compensation you’re entitled to.
5. What to Do After a Motorcycle Accident
If you’re involved in a motorbike accident:
- Seek medical help immediately, even for minor injuries
- Report the accident to the police if necessary
- Take photos of the scene, bike damage, and any injuries
- Exchange details with other parties involved
- Get witness contact details
- Keep all receipts related to medical costs or transport
- Contact a motorcycle accident solicitor as soon as possible
Early action preserves evidence and helps build a stronger case.
6. Time Limits and Claim Process
You generally have three years from the date of the accident to file a claim. If you’re claiming on behalf of a child or someone lacking mental capacity, different rules apply.
The claims process usually involves:
- Free consultation with a solicitor
- Investigation and evidence collection
- Submitting the claim to the other party’s insurer
- Settlement negotiation or court proceedings (if needed)
Most claims are settled out of court and handled on a “No Win, No Fee” basis.
7. Do You Need a Specialist Motorcycle Accident Solicitor?
Yes. A solicitor with experience in motorcycle claims understands the specific risks and scenarios motorcyclists face. They will:
- Assess liability accurately
- Understand how to value bike damage and specialist gear
- Work with medical experts familiar with high-impact injuries
- Push for the maximum compensation
- Handle everything on a No Win, No Fee basis
Choosing a solicitor who understands biking makes a difference in the outcome of your case.
Frequently Asked Questions
Q1: What if I wasn’t wearing a helmet?
You can still claim. However, your compensation may be reduced if not wearing a helmet made your injuries worse.
Q2: Can I claim if the other driver left the scene?
Yes. You can still make a claim through the Motor Insurers’ Bureau (MIB) for untraced or uninsured drivers.
Q3: What if I was partly at fault?
You can still claim under contributory negligence rules. Your compensation may be reduced accordingly.
Q4: Can I claim for damage to my bike and gear?
Yes. Your claim can include repair or replacement costs for your motorcycle, helmet, clothing, and accessories.
Q5: How long will my claim take?
Simple claims may settle in 6–9 months. More serious or disputed claims could take a year or more.
Q6: Will I have to go to court?
Most motorcycle accident claims are settled out of court. Court is only necessary if liability is denied or negotiations break down.
Conclusion
Motorcycle accident claims help injured bikers recover the compensation they deserve for injuries, damages, and financial losses. Whether your crash was minor or serious, don’t face it alone—get legal advice from a solicitor who understands motorcycling and can help you secure a full, fair settlement. Act quickly, gather evidence, and protect your rights today.