1. What Is an Injury on Work?
An injury on work refers to any physical or psychological harm sustained while performing your job duties. This can happen due to accidents, unsafe working conditions, or employer negligence. Common scenarios include:
- Slips, trips, and falls
- Manual handling injuries
- Machinery-related accidents
- Exposure to harmful substances
- Workplace violence or bullying
- Stress-related psychological injuries
Employers have a legal duty to ensure a safe work environment. If they fail, and you’re injured as a result, you may be entitled to compensation.
2. Common Causes of Workplace Injuries
Frequent causes of injury at work include:
- Inadequate training
- Lack of safety equipment or protective gear
- Poorly maintained tools or machinery
- Wet or uneven floors
- Excessive workloads or unrealistic deadlines
- Exposure to toxic chemicals or loud noise
Identifying the cause is essential when building a claim.
3. Your Legal Rights After an Injury on Work
Under the Health and Safety at Work Act 1974, your employer must:
- Maintain a safe workplace
- Provide training and protective equipment
- Conduct regular risk assessments
- Address hazards promptly
If they neglect these duties, and you suffer an injury, the law supports your right to claim compensation.
4. What to Do If You’re Injured at Work
Take these steps immediately:
- Seek medical treatment – Always prioritise your health and get a diagnosis.
- Report the incident – Inform your manager or supervisor and ensure it’s logged in the accident book.
- Document everything – Take photos, get witness names, and save medical records.
- Keep receipts and records – Include transport, medication, or loss of earnings.
- Contact a personal injury solicitor – Get legal advice to understand your claim potential.
Quick action preserves evidence and strengthens your case.
5. What Can You Claim Compensation For?
Compensation may include:
- Medical expenses
- Loss of earnings
- Pain and suffering
- Psychological trauma
- Travel expenses
- Future treatment or rehabilitation
- Cost of care or adaptations
Your solicitor will ensure all financial and non-financial losses are considered.
6. How to Start a Work Injury Claim
Here’s how to begin:
- Speak to a specialist solicitor – Most offer free consultations and work on a no win, no fee basis.
- Gather evidence – Including reports, photos, and receipts.
- Medical assessment – Arrange for an independent examination to support your claim.
- Claim submission – Your solicitor will file the claim to your employer’s insurance company.
You won’t be claiming directly from your employer, but from their liability insurer.
7. Can You Be Fired for Making a Claim?
No. It is illegal for an employer to dismiss or penalise you for making a legitimate personal injury claim. If they do, you may be entitled to an unfair dismissal or victimisation claim as well.
8. Time Limits for Making a Claim
You must file a claim within three years from:
- The date of the injury, or
- The date you first became aware it was work-related
For minors, the time limit starts when they turn 18.
9. How Much Compensation Can You Receive?
Payouts depend on:
- Severity of your injury
- Duration of recovery
- Impact on your job and personal life
- Associated financial losses
Example ranges:
- Minor sprain or strain: £1,000 – £5,000
- Moderate injury (fracture or long-term pain): £5,000 – £20,000
- Serious or disabling injury: £25,000 – £100,000+
Your solicitor will provide a tailored estimate.
10. Can You Claim If the Injury Was Partly Your Fault?
Yes. If you share some responsibility, your compensation may be reduced under contributory negligence. Your solicitor will argue to minimise any reduction and defend your rights.
Frequently Asked Questions
Q1: What if my employer doesn’t have insurance?
A: Employers are legally required to have insurance. If they don’t, you may claim through the Employers’ Liability Insurance Bureau or pursue legal action directly.
Q2: Do I need to see a doctor to make a claim?
A: Yes. Medical records are essential to prove the injury and its severity.
Q3: What if I’m self-employed?
A: You may still claim if the injury occurred on someone else’s premises or due to another party’s negligence.
Q4: Can I claim for stress or mental health issues?
A: Yes. Psychological injuries caused by work-related stress or harassment are valid grounds for compensation.
Q5: Will I have to go to court?
A: Not usually. Most claims are settled out of court. Your solicitor will prepare for trial only if necessary.
Q6: Can I use a no win, no fee solicitor?
A: Absolutely. Most personal injury lawyers offer no win, no fee services, meaning you only pay if your claim is successful.
Conclusion
An injury on work can have lasting effects, but you don’t have to face it alone. By knowing your rights and seeking legal help, you can claim the compensation you need to recover and rebuild. With expert support, justice is within reach—act today to protect your health and future.
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