1. What Is a Work Claim?
A work claim refers to seeking compensation for injuries, illnesses, or losses suffered in the workplace due to employer negligence or unsafe conditions. Common work claims include:
- Accidents due to faulty equipment
- Slips, trips, and falls
- Manual handling injuries
- Exposure to harmful substances
- Repetitive strain injuries
Employees, contractors, and even visitors may be eligible if safety laws were breached.
2. When Can You Make a Work Claim?
You can claim if:
- You were injured or became ill at work
- Your employer failed in their duty of care
- The incident happened within the last three years
Even if you were partly at fault, you may still receive partial compensation under contributory negligence rules.
3. Common Types of Work Claims
Some of the most frequent work-related claims involve:
- Lifting or carrying injuries
- Falls from height
- Injuries caused by machinery
- Electric shocks
- Stress and mental health due to overwork or bullying
- Occupational illnesses like asthma, dermatitis, or hearing loss
Each case requires specific evidence and legal assessment.
4. What Can You Claim Compensation For?
A successful work claim may cover:
- Pain and Suffering
- Medical Expenses
- Loss of Earnings
- Travel Costs to Appointments
- Cost of Care or Assistance
- Future Financial Losses
- Home or Vehicle Adaptations (if needed)
Compensation is calculated based on the severity of the injury and the impact on your life.
5. Steps to Take After a Workplace Incident
To strengthen your case:
- Seek medical attention immediately
- Report the incident to your employer
- Log it in the accident book
- Take photos of the hazard and your injury
- Collect witness details
Prompt action preserves evidence and supports your claim.
6. How to Start a Work Claim
- Contact a Personal Injury Solicitor: Choose one who specializes in workplace claims.
- Provide Medical Records and Evidence: Your solicitor will use this to build your case.
- File the Claim: The solicitor will notify your employer’s insurance provider.
- Negotiate a Settlement: Most claims are settled without going to court.
Many work claims are managed on a No Win, No Fee basis—meaning you don’t pay unless your claim succeeds.
7. Will Claiming Affect Your Job?
No. It’s illegal for your employer to retaliate against you for making a legitimate work claim. If they do:
- You may be able to file for unfair dismissal
- Legal protections are in place to defend your rights
Most employers are covered by liability insurance and understand the legal process.
8. Time Limits for Work Claims
In the UK, you usually have three years from:
- The date of the accident or illness
- The date you first became aware that the illness was work-related
Exceptions apply for children and people lacking mental capacity.
9. How Much Compensation Can You Expect?
Amounts vary based on the injury type:
- Minor Injuries (e.g., sprains): £1,000–£3,000
- Moderate Injuries (e.g., fractures): £3,000–£25,000
- Serious or Permanent Injuries: £25,000–£100,000+
Your solicitor will estimate your potential payout after reviewing your case and medical records.
Frequently Asked Questions
Q1: Can I make a work claim if I’m self-employed?
Yes, if the business or site owner had a duty of care and failed in it.
Q2: What if there was no accident book entry?
You can still claim, but provide written evidence (e.g., an email report to HR or your manager).
Q3: Do I need to go to court?
Most claims settle out of court, but your solicitor will be ready if a hearing is needed.
Q4: How long does a work claim take?
Simple cases: 6–9 months. Complex claims: 12 months or more.
Q5: Can I switch solicitors if I’m unhappy?
Yes, but check your current agreement first to avoid unexpected fees.
Q6: Is a solicitor really necessary?
It’s highly recommended. A solicitor increases your chances of success and higher compensation.
Conclusion
If you’ve been injured or made ill at work, making a work claim can help you recover physically, emotionally, and financially. With expert legal advice and proper evidence, you can secure the compensation you deserve and ensure your employer is held accountable for unsafe practices.
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