Martin taggart

1. What Is a Bicycle Accident Injury? A bicycle accident injury refers to physical or psychological harm sustained while riding a bicycle, often due to collisions with vehicles, poor road conditions, or pedestrian interactions. These injuries range from minor bruises to life-altering trauma and can qualify for compensation if caused by someone else’s negligence.
2. Common Causes of Bicycle Accidents Bicycle accidents occur for many reasons, including:
   • Cars turning without checking for cyclists
   • Drivers opening doors into bike lanes
   • Poorly maintained roads (potholes, debris)
   • Aggressive driving or speeding
   • Cyclists hit at junctions or roundabouts
   • Lack of dedicated cycling infrastructure
3. Typical Bicycle Accident Injuries Due to their exposure, cyclists are especially vulnerable to injuries such as:
   • Broken bones or fractures
   • Concussions and head injuries
   • Lacerations and road rash
   • Spinal cord injuries
   • Dislocations and torn ligaments
   • Psychological trauma, including anxiety or PTSD
4. Who Can Make a Bicycle Injury Claim? You may be eligible to claim if:
   • The accident was caused by another party (e.g., driver negligence, poor road maintenance)
   • You’ve suffered physical or psychological harm
   • The accident occurred within the past three years (standard UK limitation period)
   • You can provide supporting evidence
5. What to Do After a Bicycle Accident Taking the right steps after an accident strengthens your claim:
   • Get medical attention immediately
   • Report the accident to the police if necessary
   • Take photos of the scene, injuries, and bicycle damage
   • Gather witness details
   • Save receipts for bike repairs and medical costs
   • Contact a personal injury solicitor
6. Can You Make a No Win No Fee Bicycle Injury Claim? Yes. Many solicitors offer no win no fee services for cycling injury claims. This means:
   • You don’t pay upfront legal fees
   • If your claim fails, you usually owe nothing
   • If successful, your solicitor takes a capped percentage (usually up to 25%) of your compensation
7. Evidence Needed to Support Your Claim Strong claims rely on:
   • Medical records and hospital reports
   • Police reports, if available
   • Dashcam or CCTV footage
   • Photos of the scene and injuries
   • Witness statements
   • Proof of expenses and financial losses
8. How Much Compensation Can You Claim? Compensation depends on:
   • Severity and duration of your injuries
   • Financial losses (e.g., time off work, medical costs)
   • Pain, suffering, and loss of enjoyment of life
   • Future rehabilitation or support needs
   • Damage to your bicycle and accessories
   Claims are typically divided into general damages (for suffering) and special damages (for financial costs).
9. Claiming Against an Uninsured or Unknown Driver If you were hit by a driver who is uninsured or fled the scene, you can still claim through the Motor Insurers’ Bureau (MIB). They handle cases involving uninsured or untraceable motorists.
10. Psychological Injuries After a Bicycle Crash

Emotional distress is common after a traumatic cycling accident. You may be entitled to compensation for:

• Post-traumatic stress
• Anxiety or depression
• Fear of cycling or public spaces
• Sleep disturbances or panic attacks

These require diagnosis and documentation by a medical professional.

11. Children Involved in Bicycle Accidents

If a child is injured while cycling, a parent or guardian can file a claim on their behalf. The usual three-year limitation doesn’t begin until the child turns 18, giving them until age 21 to bring a case.

12. Do You Need to Wear a Helmet to Make a Claim?

Not wearing a helmet doesn’t automatically disqualify you. However, it could impact the final compensation amount if the injuries would have been less severe with one.

13. Cycling Accidents Involving Defective Equipment

If your accident was caused by faulty brakes, tires, or other components, you may have a product liability claim against the bike manufacturer or retailer.

14. Time Limits for Bicycle Accident Claims

You usually have three years from the date of the accident to make a claim. Exceptions include:

• Minors (time limit starts at 18)
• Mental incapacity
• Cases involving hit-and-run drivers

15. Why Work with a Specialist Cycling Solicitor

A cycling claims specialist understands:

• The road traffic laws protecting cyclists
• Common accident patterns and fault scenarios
• How to negotiate with insurers
• The full value of cycling-related injuries and losses

Their expertise can significantly improve your chance of a successful outcome.

Frequently Asked Questions

• Do I need a police report to make a bicycle injury claim?
  It helps but is not mandatory. Medical records and witness statements can also support your case.
• Can I claim for bike damage as well as injuries?
  Yes. Compensation can include the cost of repairing or replacing your bike and gear.
• Is there a time limit to start my claim?
  Most cases must be filed within three years of the accident date.
• Can I still claim if the accident was partly my fault?
  Yes, but your compensation may be reduced to reflect your share of the responsibility.
• Do I need a solicitor to make a claim?
  While not legally required, working with a solicitor increases your chances of a fair settlement.
• How long will the process take?
  It varies. Simple cases may resolve in a few months, while complex claims could take over a year.

Conclusion

Cycling is a popular and healthy way to travel, but it comes with risks—especially when other road users or poor infrastructure contribute to accidents. If you’ve suffered a bicycle accident injury, you have the right to seek compensation for your losses. Acting quickly, gathering evidence, and working with a specialist solicitor on a no win no fee basis can help you recover both financially and emotionally. Don’t let someone else’s negligence derail your future—get the support and justice you deserve.