No Win No Fee Claims: What You Need to Know


1. What Is a Claim No Win No Fee?

A “claim no win no fee” is a legal agreement where you only pay your solicitor if your case is successful. If your claim is unsuccessful, you don’t pay a penny in legal fees. This makes pursuing compensation accessible and low-risk.

2. How Does No Win No Fee Work?

  • You sign a Conditional Fee Agreement (CFA) with your solicitor
  • The solicitor takes on your case without charging upfront
  • If you win, the solicitor’s fee (success fee) is taken from your compensation
  • If you lose, you don’t pay your solicitor anything

3. What Can You Claim For Under No Win No Fee?

This arrangement is available for various types of claims, including:

  • Road traffic accidents
  • Workplace injuries
  • Medical or dental negligence
  • Slips, trips, and falls in public places
  • Industrial diseases
  • Defective product injuries
  • Housing disrepair claims

4. Who Pays If You Lose?

If your claim is unsuccessful:

  • You don’t pay your solicitor
  • After the Event (ATE) insurance covers court costs and the other side’s legal fees (usually arranged by your solicitor)

5. What Is a Success Fee?

A success fee is the payment your solicitor receives for a successful outcome. It’s capped at 25% of your compensation for personal injury claims in the UK.

6. Advantages of No Win No Fee Claims

  • No upfront costs
  • No financial risk if you lose
  • Encourages solicitors to take strong, winnable cases
  • Makes legal action accessible to everyone

7. Do All Solicitors Offer No Win No Fee?

No, only firms confident in your claim may offer it. Choose a solicitor with:

  • Experience in your claim type
  • Transparent fee structures
  • A good track record of success

8. What’s Covered in a No Win No Fee Agreement?

  • Solicitor’s time and expertise
  • Preparation and filing of your case
  • Negotiations with insurers
  • Representation in court, if needed
  • Arrangement of medical assessments or expert opinions

9. Are There Any Hidden Fees?

No. Everything should be clearly outlined in your CFA. Always ask about:

  • Disbursements (e.g., expert reports, travel expenses)
  • ATE insurance costs (usually paid from compensation if you win)

10. Is There a Time Limit to File a No Win No Fee Claim?

Yes. In the UK, the time limits are generally:

  • 3 years from the date of injury or diagnosis
  • 6 years for property or contract disputes
  • 2 years for criminal injury claims through CICA
  • Up to age 21 for claims involving minors

11. What Evidence Do You Need?

  • Medical reports
  • Photos of injuries or the accident scene
  • Police or incident reports
  • Witness statements
  • Proof of financial loss (wages, expenses)

12. How Long Do No Win No Fee Claims Take?

  • Minor injuries: 3–6 months
  • Moderate claims: 6–12 months
  • Complex or disputed claims: 12–24 months

Your solicitor will keep you informed at each stage.

13. Psychological Injury Claims Under No Win No Fee

You can claim for emotional injuries like:

  • PTSD
  • Anxiety
  • Depression

Medical evidence from a psychologist or psychiatrist is needed.

14. Can You Claim if You Were Partially at Fault?

Yes. Under contributory negligence, your compensation may be reduced, but you can still recover a percentage.

15. Do You Need ATE Insurance?

Yes. It protects you from financial risk if the case is lost and covers:

  • Court costs
  • Expert witness fees
  • The defendant’s legal costs

Solicitors often arrange this for you.

16. Can You Claim on Behalf of Someone Else?

Yes. You can claim for:

  • Children (as a parent or guardian)
  • Relatives with reduced mental capacity
  • A deceased loved one (as part of a wrongful death claim)

17. What Happens If You Want to Change Solicitors?

You can switch, but make sure:

  • You understand your existing solicitor’s fees
  • You don’t breach your original CFA
  • Your new solicitor agrees to take on the case

Frequently Asked Questions

Q1: Is no win no fee available for all personal injury cases?
Most, yes. Especially car accidents, work injuries, and public liability claims.

Q2: What if I lose my claim—will I owe anything?
No. Your solicitor absorbs their legal costs. ATE insurance (if in place) covers external fees.

Q3: Do I get to keep all of my compensation?
Not all. The solicitor’s success fee (up to 25%) and any ATE premium are deducted from your award.

Q4: Can I use no win no fee for old injuries?
Only if within the legal time limit, or if you only recently became aware of the injury’s cause.

Q5: Is win no fee the same as legal aid?
No. Legal aid is government-funded, while win no fee is a private agreement based on case success.

Q6: How do I start a no win no fee claim?
Contact a solicitor for a free case review. If they accept, they’ll explain the agreement and next steps.


Conclusion

Claiming no win no fee is a smart, low-risk way to pursue justice after an injury or loss. You get expert legal support without worrying about upfront costs, and only pay if your case wins. Don’t delay—speak to a trusted solicitor today and take the first step toward your compensation.

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