Martin taggart

---

1. What Is Compensation from a Car Accident?
Compensation from a car accident is a financial settlement awarded to individuals who’ve suffered injury, property damage, or financial loss due to a road traffic collision caused by another party’s negligence. This can cover both physical and emotional harm.

2. When Can You Make a Car Accident Compensation Claim?
You can make a claim if:

• The accident wasn’t your fault
• You suffered injuries or financial losses
• The incident occurred within the last three years (in most cases)

Claims can be made by drivers, passengers, pedestrians, cyclists, and motorcyclists involved in the crash.

3. Types of Compensation You Can Claim

• General Damages: For pain, suffering, and reduced quality of life
• Special Damages: For financial losses such as:
  • Medical treatment and prescriptions
  • Lost earnings
  • Car repair or replacement
  • Travel expenses
  • Cost of care or support services

4. Evidence You Need to Support Your Claim
Strong evidence is essential. Gather:

• Photographs of the scene, vehicles, and injuries
• Medical reports
• Police report or accident reference number
• Witness statements
• Receipts for medical or repair expenses
• Proof of lost income

5. Reporting the Accident and Seeking Medical Help
Always report the accident to your insurer and the police if required. Seek medical attention immediately, even for minor injuries. Medical records will support your claim and document the link between the accident and your condition.

6. Working with a Car Accident Solicitor
A solicitor will guide you through the claims process, negotiate with insurance companies, and ensure you receive the compensation you’re entitled to. Many offer no win no fee services, meaning you pay only if the case succeeds.

7. Claiming for Psychological Injuries
You can also claim for mental health impacts such as anxiety, PTSD, or emotional distress—if they result directly from the car accident. These are assessed alongside physical injuries during the compensation process.

8. What Happens If the Other Driver Was Uninsured?
You may still claim compensation through the Motor Insurers’ Bureau (MIB). The MIB handles claims involving uninsured or untraceable drivers, helping victims receive financial support.

9. How Long Does the Claims Process Take?
The time varies based on:

• The complexity of the case
• The severity of injuries
• Whether liability is accepted

Straightforward claims may settle in a few months. Complex cases could take over a year.

10. How Much Compensation Will You Get?
Compensation is calculated based on:

• The severity and duration of injuries
• Financial losses and expenses
• Impact on lifestyle and employment

Your solicitor can estimate the value of your claim based on similar cases and medical assessments.

---

Frequently Asked Questions

Can I claim if I was partly at fault?
Yes, but your compensation may be reduced based on your share of responsibility (known as contributory negligence).

Is there a time limit for making a car accident compensation claim?
Yes. Typically, you must file a claim within three years of the accident.

Do I need to go to court?
Most claims are settled out of court. A solicitor will only proceed to court if necessary.

Can I claim on behalf of someone else?
Yes, such as a child, elderly person, or someone unable to make legal decisions themselves.

Do I have to use my insurer’s solicitor?
No. You can choose your own solicitor, which may lead to a more personalised and thorough service.

What if the accident aggravated an existing condition?
You can still claim. The compensation will consider how the accident worsened your previous health condition.