1. Prioritise Your Safety First
After a cycle accident today, get out of harm’s way if you’re in traffic. Check yourself for injuries. If you’re seriously hurt, stay still and wait for medical help. Alert others nearby to assist or call emergency services if needed.
2. Call Emergency Services Immediately
Dial 999 to report:
- Serious injuries
- Dangerous road conditions
- Accidents involving vehicles or third parties
Police can record the incident and create an official accident report, which may be vital for insurance or legal claims.
3. Seek Medical Attention Without Delay
Even if you feel okay, adrenaline may mask injury symptoms. Visit A&E, your GP, or a walk-in clinic to document:
- Head or spinal pain
- Cuts and bruises
- Soft tissue injuries
Medical records are essential if you pursue a claim later.
4. Exchange Details with Others Involved
If a driver or pedestrian was involved, collect:
- Name and contact info
- Vehicle registration number
- Insurance details
- Photos of their ID or licence plate if they’re uncooperative
Also get contact info from witnesses.
5. Document the Accident Scene
Use your phone to take pictures of:
- Your bike damage
- Road conditions and signage
- Any debris, potholes, or hazards
- Your injuries
Visual evidence is powerful in any future investigation or claim.
6. Report the Accident to the Police (If Required)
If someone was injured or you couldn’t get the other party’s details, report the accident to the police within 24 hours. This report will be key if the case escalates or liability is disputed.
7. Notify Your Insurer (If Applicable)
If your bike or personal insurance covers accidents, inform them promptly. Some policies require reporting within 24–48 hours to remain valid.
8. Contact a Cycling Injury Solicitor
If the accident wasn’t your fault and you suffered injuries or financial losses, speak to a solicitor. They can:
- Advise you on your rights
- Handle your injury claim
- Secure compensation for medical costs, lost wages, and pain
Many offer no-win, no-fee options.
9. Understand What You Can Claim For
Depending on the severity of the incident, you may claim:
- Pain and suffering
- Bike repair or replacement
- Medical expenses
- Travel costs
- Loss of earnings
A solicitor can help calculate your claim’s true value.
10. Monitor Your Symptoms Over the Next Few Days
After a cycle accident, symptoms like concussion, soft tissue injuries, or whiplash may develop later. Keep a diary of:
- Pain levels
- Missed work
- Emotional impact
This ongoing record supports your claim and helps doctors tailor treatment.
Frequently Asked Questions
Q1: Can I claim compensation if the accident was today?
Yes. The earlier you start gathering evidence and speaking to a solicitor, the stronger your claim will be.
Q2: What if the driver fled the scene?
You can still claim through the Motor Insurers’ Bureau (MIB) if the driver is untraced or uninsured.
Q3: Is there a time limit to file a claim?
Yes. You typically have three years from the date of the accident to begin a personal injury claim.
Q4: Do I need to wear a helmet to claim?
No, but not wearing one may reduce your compensation if your injuries would’ve been less severe with one.
Q5: What if I hit a pothole or faulty road surface?
You may claim against the local council or Highways Agency if they failed to maintain the road properly.
Q6: How long will a cycling injury claim take?
Straightforward cases may settle in 6–9 months. Complex or contested cases could take longer.
Conclusion
If you’ve had a cycle accident today, your first priority is health and safety—then protecting your legal rights. From gathering evidence to consulting a solicitor, each step you take now can influence the outcome of your recovery and compensation. Don’t delay—take action and get the support you deserve.