How to File a Small Claim in Colorado: A Complete Guide


1. What Is Small Claims Court in Colorado?

Colorado’s Small Claims Court is a division of the county court designed to resolve disputes involving smaller monetary amounts quickly and affordably. This court allows individuals to represent themselves without hiring a lawyer, making it an accessible option for resolving disputes.


2. Monetary Limits in Colorado Small Claims Court

Claimant TypeMaximum Claim Amount
Individuals and Businesses$7,500

If your claim exceeds $7,500, you can:

  1. Waive the excess amount to stay within the limit.
  2. File the case in the civil division of the county court or district court.

3. Types of Cases Handled in Colorado Small Claims Court

You can file a small claim for disputes involving:

  • Unpaid debts: Loans, invoices, or wages.
  • Property damage: Vehicle repairs or negligence.
  • Breach of contract: Unfulfilled agreements or poor-quality services.
  • Disputes with landlords or tenants: Refunds of security deposits.

4. Steps to File a Small Claim in Colorado

Step 1: Attempt to Resolve the Issue

  • Before filing, try to settle the matter directly with the other party.
  • Consider sending a written demand letter stating the issue and amount owed.

Step 2: Identify the Correct Court

  • File your claim in the county court where:
    • The defendant lives or operates a business.
    • The incident or transaction occurred.

Step 3: Complete the Required Forms

Obtain the following forms from the court or the Colorado Judicial Branch website:

  1. Notice, Claim, and Summons to Appear for Trial (JDF 250): This form initiates your small claim case.
  2. Affidavit of Service (JDF 98): To prove the defendant has been served.

Step 4: File the Claim

  • Submit the completed forms to the court clerk.
  • Pay the filing fee based on the claim amount:
Claim AmountFiling Fee
Up to $500$55
$501–$7,500$97

Step 5: Serve the Defendant

  • You must serve the defendant with a copy of the filed claim and summons. Accepted methods include:
    • Certified Mail: Sent by the court clerk (additional fee applies).
    • Personal Service: Delivered by a sheriff or professional process server.

Step 6: Prepare for the Hearing

  • Gather evidence to support your case, including:
    • Contracts, invoices, or receipts.
    • Photos, videos, or repair estimates.
    • Witness statements or correspondence.

Step 7: Attend the Hearing

  • Appear at the scheduled court date and present your case to the judge.
  • Be concise and respectful while explaining the facts and evidence.

5. What Happens After the Hearing?

  • Judgment Issued: If you win, the judge will issue a ruling in your favor.
  • Enforcing the Judgment: If the defendant doesn’t pay, you can pursue enforcement actions, such as wage garnishment or property liens.

6. Tips for Filing a Successful Small Claim in Colorado

  1. Be Accurate: Ensure all forms are completed correctly.
  2. Bring Evidence: Strong documentation is essential for proving your case.
  3. File Within Deadlines: Adhere to the statute of limitations, which is:
    • 3 years for property damage and oral contracts.
    • 6 years for written contracts.
  4. Stay Professional: Present your case calmly and respectfully.

Frequently Asked Questions (FAQs)

1. Can I file a small claim online in Colorado?
Currently, Colorado does not offer online filing for small claims cases. You must file in person at the county court.

2. Can businesses file small claims in Colorado?
Yes, businesses can file claims up to $7,500 in small claims court.

3. Do I need a lawyer for small claims court?
No, small claims court is designed for self-representation. However, you can consult a lawyer for guidance.

4. What happens if the defendant doesn’t show up?
The court may issue a default judgment in your favor if the defendant fails to appear.

5. How long does the small claims process take?
The timeline varies but typically takes 1–3 months from filing to the hearing.


Conclusion

Filing a small claim in Colorado is a straightforward process designed to help individuals and businesses resolve disputes efficiently. By following the steps outlined above, preparing your case thoroughly, and adhering to court rules, you can confidently navigate the small claims process. For more information, visit the Colorado Judicial Branch website or contact your local county court.


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