How No Win No Fee Claims Work & How to Start Yours

1. What Are No Win No Fee Claims?

A no win no fee claim allows you to pursue compensation without paying upfront legal fees. You only pay a success fee (usually 25% of your compensation) if your claim is successful.

This arrangement makes legal action accessible for people who might not afford solicitor fees upfront.

2. What Types of No Win No Fee Claims Can You Make?

No win no fee solicitors handle various claims, including:

  • Personal Injury Claims – Road accidents, workplace injuries, slips, and falls.
  • Medical Negligence Claims – Misdiagnosis, surgical errors, birth injuries.
  • Workplace Accident Claims – Injuries due to unsafe working conditions.
  • Public Liability Claims – Accidents in public places or private premises.
  • Serious Injury Claims – Life-changing injuries requiring long-term care.

3. How Do No Win No Fee Claims Work?

  • No upfront costs – You don’t pay anything to start your claim.
  • If you win, your solicitor takes a success fee (typically 25%).
  • If you lose, you pay nothing.

Most solicitors also arrange After the Event (ATE) insurance to cover additional legal costs if the case is unsuccessful.

4. How Much Compensation Can You Claim?

Compensation depends on injury severity, financial losses, and case circumstances. Estimated payouts include:

Whiplash & Minor Injuries

  • Minor: £1,000 – £4,500
  • Moderate: £4,500 – £12,000
  • Severe: £12,000 – £100,000+

Back & Spinal Injuries

  • Minor: £2,000 – £11,000
  • Moderate: £11,000 – £36,000
  • Severe: £36,000 – £151,000+

Medical Negligence Cases

  • Misdiagnosis: £10,000 – £250,000
  • Surgical Errors: £30,000 – £500,000+
  • Birth Injuries: £100,000 – £1,500,000

Workplace Injuries

  • Minor injuries: £2,000 – £12,000
  • Severe injuries (amputation, permanent disability): £100,000 – £500,000+

5. What Can You Claim Compensation For?

A no win no fee claim can cover:

  • Medical Expenses – Hospital bills, rehabilitation, therapy.
  • Lost Wages – Compensation for time off work due to injuries.
  • Pain and Suffering – Emotional trauma and physical distress.
  • Property Damage – Repairs or replacements for damaged belongings.
  • Additional Costs – Travel expenses, home modifications, and mobility aids.

6. Steps to Make a No Win No Fee Claim

1. Seek Medical Attention

  • Get immediate treatment and keep medical records.

2. Gather Evidence

  • Take photos of injuries, accident scenes, and damages.
  • Collect witness statements and police reports.

3. Contact a No Win No Fee Solicitor

  • A lawyer will assess your case, negotiate with insurers, and handle legal proceedings.

4. Submit Your Claim

  • Provide medical reports, receipts, and proof of financial losses.

5. Negotiate a Settlement or Go to Court

  • Most claims settle out of court, but legal action may be necessary.

7. How Long Do You Have to Claim?

  • Personal Injury Claims: 3 years from the accident date.
  • Medical Negligence Claims: 3 years from when negligence was discovered.
  • Workplace Accidents: 3 years from the injury or diagnosis.
  • Claims for Children: Until they turn 18, after which they have 3 years.

8. Benefits of No Win No Fee Claims

  • No financial risk – You only pay if you win.
  • Access to expert solicitors – Lawyers handle all negotiations.
  • Higher compensation payouts – Lawyers ensure fair settlements.

Frequently Asked Questions

1. How much does a no win no fee lawyer charge?
Most lawyers charge 25% of the final compensation as a success fee.

2. What if my claim is unsuccessful?
If you lose, you pay nothing, as ATE insurance covers costs.

3. How long does a no win no fee claim take?
Simple claims settle in 3-6 months, while complex cases take over a year.

4. Can I claim if I was partially at fault?
Yes, but your compensation may be reduced based on your level of responsibility.

5. Should I accept the first settlement offer?
No—insurance companies often offer low payouts. A lawyer can negotiate a higher settlement.

Conclusion

A no win no fee claim allows you to seek compensation with no financial risk. If you’ve suffered due to personal injury, medical negligence, or workplace accidents, expert legal help ensures you receive the maximum payout. Start your claim today.