1. Stop Immediately and Stay at the Scene
By UK law, if you’re involved in a car crash, you must stop—even if the accident seems minor or there’s no visible damage. Failing to stop is an offence under the Road Traffic Act 1988.
- Turn off your engine
- Switch on your hazard lights
- Move to a safe area if possible, but do not drive away
2. Check for Injuries and Ensure Safety
Make sure everyone involved is safe:
- Check yourself, passengers, and other drivers for injuries
- Call 999 for emergency medical help if anyone is hurt
- If safe to do so, help others out of vehicles
- Move to the side of the road or pavement if you’re in danger
Do not attempt to move seriously injured people unless they are in immediate danger (e.g., from fire or fuel leaks).
3. Call the Police (If Necessary)
You must inform the police if:
- Anyone is injured
- The other driver refuses to exchange information
- The other driver flees the scene
- The accident is causing a hazard or obstruction
Even if the police don’t attend, you’re legally required to report the incident within 24 hours.
4. Exchange Details with All Involved Parties
Legally, you must exchange:
- Full name and address
- Vehicle registration
- Insurance details
Also collect information about:
- The other vehicle’s make, model, and colour
- The number of passengers in each car
- Contact details for any independent witnesses
Avoid discussing fault or blame at the scene.
5. Take Photos and Record Evidence
Gathering evidence is key for insurance and any future claims:
- Take clear photos of vehicle damage, injuries, and the accident scene
- Capture road signs, skid marks, weather, and lighting conditions
- Note the time and location
- Record dashcam footage if available
Write down your recollection of events as soon as possible while it’s fresh.
6. Notify Your Insurance Provider
Inform your insurer as soon as possible—even if you’re not planning to make a claim:
- Provide accurate details
- Submit any supporting evidence (photos, notes, witness contacts)
- If you’re claiming, your insurer will guide you through the process
Failure to report the crash may invalidate your cover.
7. Seek Medical Attention (Even for Minor Injuries)
Injuries like whiplash, concussion, or soft tissue damage may not show symptoms immediately. See your GP or visit A&E to:
- Get a professional diagnosis
- Begin treatment promptly
- Obtain medical records for any compensation claim
Medical evidence is critical in proving injury-related damages.
8. Consider Making a Personal Injury Claim
If the crash wasn’t your fault and you were injured, you may be entitled to compensation. You can claim for:
- Pain and suffering
- Medical bills
- Loss of income
- Travel costs
- Psychological harm
Contact a personal injury solicitor—many offer No Win No Fee arrangements.
9. Know Your Legal Obligations After a Crash
You are legally required to:
- Stop and exchange details
- Report the accident to police within 24 hours (if not done at the scene)
- Notify your insurer, even if you’re not at fault
Failure to comply could result in penalties, fines, or prosecution.
Frequently Asked Questions
Q1: What if the other driver refuses to give their details?
Call the police and report the incident. You are entitled to their name, address, and insurance details.
Q2: Can I still claim compensation if I was partly at fault?
Yes. Your compensation may be reduced under contributory negligence rules.
Q3: Do I need to go to court to claim injury compensation?
Most claims settle out of court. A solicitor will guide you if court becomes necessary.
Q4: What happens if the other driver is uninsured or flees?
You can still claim through the Motor Insurers’ Bureau (MIB).
Q5: Can I drive away after a crash?
Only after you’ve exchanged details, ensured safety, and reported the incident if required.
Q6: Should I admit fault at the scene?
No. Stick to facts—fault should be assessed by insurers and legal professionals.
Conclusion
Knowing what to do in a car crash helps protect your health, legal rights, and financial position. Staying calm, collecting evidence, and seeking professional advice can make all the difference—whether it’s a minor bump or a serious collision. Follow these steps and you’ll be prepared to handle the aftermath with clarity and confidence.
Leave a Reply