1. What Is a Workplace Accident Claim?
A workplace accident claim is a legal process that allows employees to seek compensation for injuries sustained while performing their job duties. The claim covers medical expenses, lost wages, rehabilitation costs, and emotional distress.
2. Who Can Make a Workplace Accident Claim?
You may be eligible to claim if:
- The accident occurred at work or while performing job-related duties.
- Your injury was caused by unsafe working conditions or employer negligence.
- The accident happened within the last three years (UK legal time limit).
- You suffered physical injuries, psychological trauma, or financial losses.
3. Common Causes of Workplace Accidents
Workplace injuries can happen in any industry. The most common causes include:
- Slips, trips, and falls – Due to wet floors, uneven surfaces, or cluttered walkways.
- Manual handling injuries – Lifting, pulling, or carrying heavy objects incorrectly.
- Falls from height – Accidents involving ladders, scaffolding, or rooftops.
- Machinery accidents – Caused by faulty or improperly maintained equipment.
- Exposure to harmful substances – Including asbestos, chemicals, and toxic fumes.
- Repetitive strain injuries (RSI) – Due to prolonged repetitive tasks.
- Work-related stress and PTSD – Caused by excessive workload or bullying.
4. How to Make a Workplace Accident Claim
1. Seek Medical Attention
Visit a doctor or hospital to assess your injuries and obtain a medical report.
2. Report the Accident
- Inform your employer or manager.
- Ensure the incident is recorded in the workplace accident book.
3. Gather Evidence
- Take photos or videos of the accident scene.
- Collect witness statements from colleagues.
- Keep records of medical expenses, lost wages, and rehabilitation costs.
4. Contact a Solicitor
A workplace accident lawyer can assess your case and file the claim on your behalf.
5. File the Claim
Your solicitor will submit the claim to your employer’s liability insurance provider.
5. How Much Compensation Can You Claim?
The amount depends on injury severity and financial losses. Estimated payouts include:
- Minor wrist injury – £3,000 – £10,000
- Severe wrist injury – £19,000 – £60,000
- Broken bones (leg or arm) – £6,000 – £50,000
- Minor back injury – £2,500 – £12,000
- Severe back injury – £36,000 – £160,000+
- Head injury (minor) – £2,000 – £11,000
- Serious brain injury – £140,000 – £500,000+
- Loss of limb (amputation) – £80,000 – £300,000+
6. What If You Were Partially at Fault?
You can still claim compensation, but your payout may be reduced based on contributory negligence.
Example: If you were 25% at fault, your compensation will be reduced by 25%.
7. Can You Be Fired for Making a Claim?
No. It is illegal for an employer to fire or discriminate against you for making a workplace accident claim. If this happens, you may also have grounds for an unfair dismissal claim.
8. How Long Do Workplace Accident Claims Take?
The claim duration depends on injury severity and employer cooperation:
- Simple cases – 4-9 months
- Moderate injuries – 12-18 months
- Serious injuries requiring court action – 1-3+ years
9. No Win, No Fee Workplace Accident Claims
Most solicitors offer no win, no fee workplace accident claims, meaning:
- No upfront legal fees.
- If you win, the solicitor takes a success fee (usually 25%) from your compensation.
- If you lose, you pay nothing.
10. Time Limit for Workplace Accident Claims
In the UK, you must file a claim within three years from the date of the accident. Exceptions apply for:
- Industrial disease claims, where symptoms appear later.
- Minors under 18, who have until their 21st birthday to claim.
Frequently Asked Questions
How long does a workplace accident claim take?
Minor cases settle in 4-9 months, while complex cases may take 1-3 years.
What if my employer denies responsibility?
Your lawyer can gather evidence and witness statements to prove negligence.
Can I claim for stress or PTSD caused by work?
Yes, psychological injuries like work-related stress and PTSD are valid grounds for compensation.
Can I claim if I am self-employed?
Yes, if the accident was caused by a third party (e.g., a site owner or contractor).
Will I need to go to court?
Most claims settle out of court, but if necessary, your lawyer will represent you in legal proceedings.
What happens if my employer has no insurance?
You can still claim through the Employer’s Liability Insurance Bureau (ELIB).
Conclusion
If you’ve suffered a workplace accident, you have the legal right to claim compensation for medical expenses, lost wages, and pain and suffering. A no win, no fee solicitor can help you maximize your claim without financial risk.