What Are the Particulars of Claim?
The particulars of claim are a formal written statement that sets out the details of your case in small claims court. It explains:
- Why you are making the claim.
- The amount you are seeking.
- The key facts and evidence supporting your case.
This document forms the foundation of your claim and must be concise, accurate, and supported by facts rather than opinion.
When Do You Need the Particulars of Claim?
The particulars of claim must be filed when you submit your claim form (Form N1) to the county court. You can either:
- Include the particulars directly within the claim form, or
- File them separately within 14 days after submitting your claim.
Timely submission ensures your case proceeds without delays or risk of being struck out.
Key Components of the Particulars of Claim
A strong particulars of claim should include the following sections:
1. Claimant and Defendant Information
List the full name, address, and contact details of both the Claimant (you) and the Defendant (the person or business you are claiming against).
2. Statement of Facts
Summarise the background to the dispute, including:
- What agreement or transaction took place.
- When and how the issue arose.
- Key dates and relevant correspondence.
3. Legal Basis for the Claim
State the legal foundation for your claim, such as:
- Breach of contract.
- Failure to pay an agreed sum.
- Negligence or failure to deliver agreed goods or services.
4. Claim Amount
Specify the exact amount you are claiming, including any additional costs such as fees or damages.
5. Interest (Optional)
You may claim statutory interest if money is owed to you.
Example wording:
“Interest pursuant to Section 69 of the County Courts Act 1984 at a rate of 8% per annum.”
6. Signature and Statement of Truth
End the particulars with a statement confirming that the information provided is true, followed by your signature and the date.
Example: Particulars of Claim
IN THE COUNTY COURT
Claim Number: [Insert Claim Number]
Between:
[Your Full Name] (Claimant)
and
[Defendant’s Full Name] (Defendant)
1. Introduction
The Claimant is [Your Full Name], residing at [Your Address].
The Defendant is [Defendant’s Full Name], residing at [Defendant’s Address].
2. Background Facts
On [Date], the Claimant and Defendant entered into an agreement for [briefly describe the agreement — e.g., supply of goods, service contract, or loan].
The Defendant agreed to [state their obligation]. The Claimant fulfilled their part of the agreement by [explain your actions].
3. Breach of Agreement
The Defendant breached the agreement by [describe the breach, e.g., failing to make payment or deliver goods].
Despite repeated requests on [insert dates of reminders or communications], the Defendant has failed to rectify the matter.
4. Claim Amount
The Claimant seeks the following:
- The principal sum of £[insert amount owed].
- Interest on the principal sum at 8% per annum pursuant to Section 69 of the County Courts Act 1984, from [start date] to [end date], totaling £[insert interest amount].
- Court filing fee of £[insert amount].
5. Total Amount Claimed
The total amount claimed is £[insert total amount].
Statement of Truth:
“I believe that the facts stated in these particulars of claim are true.”
Signed: ___________________________
Date: _____________________________
Tips for Writing Effective Particulars of Claim
- Be concise: Keep your wording factual and direct. Avoid unnecessary detail.
- Use a logical order: Present events in chronological sequence.
- Avoid emotion: Stick to facts and avoid subjective language.
- Double-check figures: Ensure all amounts and dates are accurate.
- Reference evidence: Mention supporting documents, but do not attach them at this stage.
- Proofread carefully: Small mistakes can undermine your credibility.
Frequently Asked Questions
Can I amend my particulars of claim?
Yes, but you’ll need the court’s permission to make amendments after submission.
Do I need to attach evidence?
No. You’ll refer to key evidence here but only submit it later in the case.
What happens if the defendant doesn’t respond?
You can request a default judgment if the defendant fails to reply within the time limit.
Can I file my claim online?
Yes, through the Money Claim Online (MCOL) service for straightforward monetary disputes.
What if the defendant disputes my claim?
The court will set a hearing where both parties can present their arguments and evidence.
Conclusion
Your particulars of claim form the backbone of your case in small claims court. A well-written statement — factual, clear, and legally sound — greatly improves your chances of success. Ensure your claim includes all essential details, references relevant laws, and follows court format precisely. If in doubt, seek professional legal guidance before filing.
For fixed-fee legal help with your case,
contact Martin Taggart — your trusted UK legal partner.